It has been a real pleasure to be part of the journey that Nicola and the team here are on. From my first meeting I have felt comfortable and informed, indeed the journey for me has been made quite special by the way the team have made my journey, theirs. The professional advice has always been spot on and has left me feeling excited and looking forwards to the next phase of my, and my family’s life. Long may the business and the people of Trentham Invest prosper and grow. May I finish by thanking Nicola and the team.
Mick Rayner, November 2014
We had a problem which was beyond our expertise, in fact probably the biggest quandary of our married life. It was causing friction between us and one which would materially affect our financial standing for the rest of our lives.
I had a reasonably sized Final Salary Pension (like most, unfortunately, now shut), and a pretty ordinary replacement Occupational Salary version. We were informed by the Trustees of the Pension Fund (eventually) that the Company was behind on the payments that should have been made to the Final Salary Pension, and that the likelihood of these arrears being made good in the next few years was uncertain.
Did we hope against hope that things would be ‘alright’ within the next five years before my retirement, (and just carry on worrying and bickering) or withdraw the greatly diminished value and invest elsewhere? What if the Company went under? We soon learnt that the much trumpeted Government Protection Legislation in place was not a solution.
We weren’t qualified to make a decision either way. We needed help.
In addition to the above, both of us had had our hours reduced and were struggling to meet our financial commitments which was having a detrimental effect on our quality of life.
We did fairly extensive research and started making enquiries; we quickly found that many financial advisors were reluctant to advise regarding transferring out of a company pension scheme. However, Trentham Investment kept surfacing as a possible solution. We made contact with Nicola Downs, the Principal, and immediately felt we had a ‘fit’, someone who almost innately understood our predicament, our fears and our hopes for the future. Ms Downs has an awesome CV that can only be achieved by somebody extremely highly regarded in her field of expertise, (wonderful thing is Google) and if such a thing as an ‘holistic’ approach to Finances exists, she has it.
We spoke to existing Clients who all echoed what we believed; the gut feelings we had when we first approached Ms Downs. We spent many hours in her offices in Surrey on a beautiful day in July, exploring options, desires and expectations. The weather was propitious! Our final decision as to the way we chose to proceed is irrelevant to anyone else; however, we obviously believe we made the right decision both for now and for the future, and would never have been able to reach that decision without her valued input.
We are now feeling positive about our retirement again, and with the help of Nicola have also been able to rearrange our financial commitments resulting in a massive improvement in our quality of life.
We now value Nicola as our Financial Investment Advisor totally and absolutely. The added bonus is we feel very fortunate that we have made a lasting friendship with a person of great personal integrity.
A valued client of Trentham Invest. Manchester
I am writing to formally thank you for taking over the administration of my pension scheme which, prior to your controls, was difficult to understand and manage. I congratulate you that your estimates both, financial and in timing of completion of the first part of the scheme, have been accurate. I look forward with confidence to the smooth, successful running of the ongoing aspects of my pension.
Richard J Evans, Evans Autos